Sr. Business Analyst - Retail credit and Finance

Date: 10 Sept 2026

Location:

KW

Company:

Alghanim Industries

Job Summary

To act as a domain-driven IT partner supporting Consumer Credit, Finance, Accounting, and Automation systems, ensuring regulatory compliance, financial accuracy, operational efficiency, and digital transformation across the consumer lending lifecycle, while supporting Agile and hybrid delivery models. Job Responsibilities

Translate consumer credit and finance requirements into functional and technical system specifications

Support Agile / hybrid project delivery by converting business requirements into epics, user stories, and acceptance criteria, while maintaining formal BRD/FSD documentation

Support end-to-end consumer lending lifecycle: origination, disbursement, servicing, collections, write-offs, and closure

Ensure accurate interest computation, amortization, fees, penalties, and GL postings

Integrate lending platforms with core finance systems, payment gateways, and regulatory reporting tools

Support IFRS-9 / Expected Credit Loss (ECL) logic, provisioning, and financial reconciliations

Lead or support automation initiatives (RPA, workflows, exception handling, reconciliations)

Ensure compliance with CBK / GCC Central Bank regulations, audit requirements, and internal controls

Participate in sprint planning, UAT, production releases, incident resolution, and audit queries

Candidate Requirements

Bachelor’s degree in one of the following: Computer Science / Information Technology / Finance / Accounting / Business Administration

5–10 years as an IT / Business Systems Analyst

Mandatory experience in Consumer Credit / Retail Lending and Finance \& Accounting systems

Experience working with Loan Management Systems (LMS), Core Banking / Credit Platforms, and ERPs

Exposure to Agile or hybrid project delivery environment