Senior Treasury Analyst

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Fascinated by the future and captivated by technology? Smart, driven and want to make a difference in the world? You will fit right in.

By joining our Global Treasury team, supporting Visa Direct, you’ll have an opportunity to shape the payments experience globally. Being part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive.

Visa Direct is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network.

What’s it all about?

This role is part of the Money Movement Solutions Treasury team, which is the function responsible for providing liquidity management and solutions, risk analysis of network \& client partnerships, FX risk mitigation and conversion services to the overall Visa Direct business. The team is part of the broader Global Treasury team. The role will report to the Director, MMS Europe Treasury and will act to implement daily liquidity management and future product solutions, daily foreign exchange conversions as it relates to cash management and liquidity strategies (with a focus on Direct to Scheme liquidity management.

Responsibilities:

• Forecast and manage liquidity funding requirements across Account, Wallet and Direct to Scheme connections
• Responsible for executing the daily liquidity and cash positioning process, ensuring adequate liquidity across all accounts to facilitate Visa Direct Account / Wallet (fiat / crypto) transaction flow. Experience managing liquidity with direct payment scheme connections is preferable.
• Participate in internal and external meetings for the onboarding of liquidity providers (inclusive of Central Bank engagement), payment hub projects, and the review of credit limits risk (collaborating with Credit Service Risk), providing treasury expertise where required.
• Work closely with and provide support to the Payment Operations team, ensuring that payments are dispatched in a timely and cost-effective manner driven by the liquidity deployed by Treasury
• Perform cash forecasting and collaborate closely with the Financial Planning and Analysis (FPNA) team to effectively manage MMS liquidity, striving to establish synergies wherever possible.
• Actively execute liquidity and foreign exchange (FX) purchase strategies, offering support for the Group's core transaction flows in compliance with established policies and procedures.
• Responsible for monitoring both intra-day and long-term foreign exchange risk in accordance with treasury policies and procedures.
• Ensure clear and concise communication with both internal and external partners.
• While the role operates primarily within standard business hours, there may be occasions requiring light‑touch support outside of hours (including evenings or weekends), with time taken back in lieu.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

• Undergraduate degree or Treasury, Investment Management or another Finance-related professionally recognised accreditation.
• Experience managing liquidity floats with Central Banks when connected to Local Payment Schemes, For Example: UK FPS would be preferable
• Experience in treasury operations liquidity and cash management with a focus on the cross border accounts / wallet payments industry
• Expert working knowledge of MS Excel.
• Demonstrated experience using AI and automation tools to streamline processes, improve efficiency, and accelerate delivery of day‑to‑day work.
• Demonstrate an understanding of foreign exchange rates and calculations
• Strong willingness to learn and self-develop knowledge.
• Excellent communication skills, including clear written, oral, listening skills.
• Outstanding numerical and analytical skills, preferably gained within a finance discipline
• Strong problem-solving skills and ability to facilitate problem identification, generate alternative solutions, adapt to changing situations and execute issues to a successful resolution.
• Ability to keep deadlines at a fast pace without losing accuracy.
• Detailed oriented and possess effective organizational skills.
• Quick thinking and adaptable – working in an environment where priorities can quickly shift.
• Able to work as part of a team or independently as work and projects require.
• Teamwork is essential to the group, so it is critical that the candidate interact with other team members and managers collaboratively and effectively.
• Commitment and integrity.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.