Head of SME

$  Negotiable Full time on site
Job Description

Requirements

Education
  • Bachelor/Honors
Experience
  • At least 12 years
  • The applicants should have experience in the following business area(s):
    Banks, Leasing
Additional Requirements
  • Relevant experience in Banks/ FI inclusive of 3-5 years of relevant experience in Senior Executive level

Responsibilities & Context

Drive overall growth of asset and liability portfolios of MME, SME, CMSME of the company through managing a team across the country.

Maintain healthy portfolio quality by meeting NPL & SMA targets and proactively managing delinquency through early warning systems.

Lead the refinancing team to build a sustainable refinancing portfolio to maximize spread besides maintaining close relationship with Bangladesh Bank and other external stakeholder.

Strategically design, plan and generate new business opportunities in Women Entrepreneur arena.

Assess creditworthiness of applicants using robust frameworks, ensuring alignment with internal/external credit guidelines and risk appetite to ensure sustainable growth of the company.

Identify gaps in credit proposals, develop mitigation plans to reduce risks and ensure adherence to compliance, regulatory and governance frameworks.

Contribute to the company’s vision, mission and long-term goals by aligning SME strategies with organizational priorities.

Identify gaps between credit proposals and internal/external credit guidelines while developing and implementing mitigation plans to reduce credit risks.

Lead, mentor and develop the team, fostering a high-performance culture, succession planning and talent retention strategies.

Collaborate with internal stakeholders and branches to streamline processes, resolve operational bottlenecks and improve cross-functional efficiency.


Skills & Expertise


Compensation & Other Benefits

  • Mobile bill, Performance bonus, Provident fund, Weekly 2 holidays, Insurance, Gratuity
  • Salary Review: Yearly
  • Festival Bonus: 2

Workplace

Work at office

Employment Status

Full Time

Job Location

Dhaka

Job Highlights

The position is responsible for leading overall SME businesses, maintaining excellent business relationships and day-to-day correspondence with existing & potential clients and key stakeholders to ensure a sustainable business growth.