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Relationship Officer (RO)-TAO to AO, Retail (Home Loan/ SME Small Business (Asset)

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BDT(Tk)  Negotiable Full time on site
Relationship Officer (RO)-TAO to AO, Retail (Home Loan/ SME Small Business (Asset)
Job Description

Requirements

Education
  • Post-Graduation from any reputed university with no Third Division/Class 
Additional Requirements
  • Age at most 35 years
  • Minimum 02 (two) years’ experience in SME Asset/ Retail Home Loan Sales in reputed banks /FIs
  • Employees currently working in contractual positions at other Bank/ FIs in similar role are encouraged to apply
  • Candidate without experience/ fresh candidate need not to apply
  • Strong knowledge in banking/ financial services, SME Asset and Retail Home Loan Products and compliances
  • Knowledge on regulatory framework, Credit Appraisal, ICRRS and Prudential Guidelines on SME Businesses
  • Experience of working in centralized environment and real time on-line banking will be an added advantage
  • Excellent communication, interpersonal, public relationship, team building and people management skills
  • Sufficient knowledge to operate Microsoft Office Applications

Responsibilities & Context

Job Context

  • Position: Trainee Assistant Officer (TAO) to Assistant Officer (AO)  
  • Position will be offered to the deserving candidates on the basis of experience and competence
  • Candidates with relevant experience in SME Small Business (Asset), and
  • Candidates with relevant experience in Home Loan Sales Key/Job

Responsibilities

  • To achieve monthly/ yearly set SME Small Business Asset target /Retail Home Loan Business target in terms of sales volume and number of accounts to develop own portfolio
  • Maintaining quality asset through effective retention and prioritizing relationships, having appropriate relationship management plan & taking consultative approach to understand client's objectives, effective identification of financial needs, offering financial solutions
  • To develop sales strategies for product channels and managing existing portfolio health
  • Monitor proper utilization of investment facilities in Small Business and maintain the quality of risk assets and ensure periodic review of the facilities
  • Prepare proposal through evaluating customer investment applications using a range of criteria including purpose of application, property/developer details, investment viability, customer payment history, customer credit-worthiness etc.
  • Maintain an in-depth knowledge of the customer's business/profession/ through regular customer visits and industry research
  • Promote marketing initiatives and events with developer companies and stakeholders
  • Manage and control Non-Performing Asset (NPA) overdue prudently
  • Ensure compliance with internal policies and procedures and external regulatory requirements
  • To follow and maintain the compliance of all types and policies of the competent authorities  

Compensation & Other Benefits

Bengal Commercial Bank PLC. offers excellent compensation & benefit packages

Workplace

Work at office

Employment Status

Full Time

Job Location

Anywhere in Bangladesh

Job Highlights

We are looking for a personable and proactive Relationship Executive to manage communication and coordination with our esteemed international buyers and their representatives.

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Job Overview
  • Published on: 2025-02-22 02:03:18
  • Vacancy: 5
  • Employment Status: Full time on site
  • Experience: 2 to 3 year(s)
  • Job Location: Anywhere in Bangladesh
  • Salary:  BDT(Tk)  Negotiable
  • Gender: Any
  • Application Deadline: 2025-02-28
Job Location

Euro Staffs, founded in 2019, is a non-profit organization based in New York that specializes in academic and professional career development. Operating in over 60 countries, it functions as a vertical search engine, aggregating job and institutional admission listings from various sources. The platform generates revenue through premium services for employers, while job seekers can apply for jobs and use resume-related features.

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